La utilización del crédito mide la proporción de tus saldos totales pendientes en tarjetas de crédito contra tu límite de crédito total entre todas tus tarjetas. Se expresa como un porcentaje y es un indicador clave de tu dependencia del crédito. Por ejemplo, si...
Maintaining a healthy credit score is a crucial aspect of financial stability. After the hard work of repairing a less-than-perfect credit score, it’s essential to keep it in good standing to enjoy the benefits of financial opportunities and lower interest...
Credit utilization measures the proportion of your total outstanding credit card balances against your total credit limits across all your cards. It’s expressed as a percentage and is a key indicator of your reliance on credit. For example, if you have a total...
¿Alguna vez te has preguntado qué aparece en tu reporte de crédito? Este reporte es lo que los bancos, prestamistas, arrendadores, e incluso empleadores revisan para evaluar tu fiabilidad financiera. Tu reporte de crédito tiene un historial de cómo has tomado prestado...
Ever ask yourself what shows up on a credit report? Your credit report is the document that banks, lenders, landlords, and even some employers review to gauge your financial reliability. Your credit file has a history of how you’ve borrowed and repaid debts....