What is Credit Utilization?  

What is Credit Utilization?  

Credit utilization measures the proportion of your total outstanding credit card balances against your total credit limits across all your cards. It’s expressed as a percentage and is a key indicator of your reliance on credit. For example, if you have a total...
What Shows Up on a Credit Report? 

What Shows Up on a Credit Report? 

Ever ask yourself what shows up on a credit report? Your credit report is the document that banks, lenders, landlords, and even some employers review to gauge your financial reliability. Your credit file has a history of how you’ve borrowed and repaid debts....