What is Credit Utilization?
Credit utilization measures the proportion of your total outstanding credit card balances against your total credit limits across all your cards. It’s expressed as a percentage and is a key indicator of your reliance on credit. For example, if you have a total...
¿Qué aparece en tu reporte de crédito?
¿Alguna vez te has preguntado qué aparece en tu reporte de crédito? Este reporte es lo que los bancos, prestamistas, arrendadores, e incluso empleadores revisan para evaluar tu fiabilidad financiera. Tu reporte de crédito tiene un historial de cómo has tomado prestado...
What Shows Up on a Credit Report?
Ever ask yourself what shows up on a credit report? Your credit report is the document that banks, lenders, landlords, and even some employers review to gauge your financial reliability. Your credit file has a history of how you’ve borrowed and repaid debts....